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If you’re a homeowner, there’s a sneaky little thing hiding in your mortgage docs called an acceleration clause. Sounds like something out of a Fast & Furious movie, right? Not quite. What it actually means: if you transfer ownership of your home (like putting it into a trust), your mortgage lender might say, “Cool cool… now pay us everything. Right now.” 😬 But before you panic and swear off estate planning forever, here’s the good news: The Garn-St. Germain Act says they can’t do that just because you’re putting your house into a revocable trust. ✅ Your lender can’t call your loan due. ✅ Your estate plan stays solid. ✅ Your home stays protected. So yes, you can and should put your home into your trust. No, your mortgage company can’t freak out about it. Legal chaos making your brain melt? From “What form is this?” to “Wait, I have to go to court?!”—we handle the headaches so you don’t have to. Friendly help, zero judgment, and maybe even a laugh or two. 📲 Hit us up here: https://www.highsierralegal.com/contact Let’s get your legal ducks in a row (without the panic).

Bought a new house? Got a sweet vintage Mustang? No, you don’t have to rewrite your whole trust every time you snag something shiny. Here’s the beauty of a revocable living trust: It flows with your life. You buy something → title it into your trust. You sell something → poof, it’s out. No drama, no amendments—unless you want that asset to go to someone specific (like your classic car to your favorite uncle who still wears leather jackets unironically). The only time you need to amend your trust? ✅ Changing beneficiaries ✅ Changing trustees ✅ Specific gifts to specific people ✅ Big shifts in how your stuff should be distributed Otherwise, your trust is like a good assistant—it updates as you do. Legal chaos making your brain melt? From “What form is this?” to “Wait, I have to go to court?!”—we handle the headaches so you don’t have to. Friendly help, zero judgment, and maybe even a laugh or two. 📲 Hit us up here: https://www.highsierralegal.com/contact Let’s get your legal ducks in a row (without the panic).

Sure, estate planning chat might not be the stuffing of holiday dreams— but if everyone’s gathered around the table, it’s the perfect time to talk legacy, not just leftovers. Whether it’s aging parents, child-free relatives, or that cousin who still thinks estate planning is just for billionaires, you can gently start the convo. Try: “Hey, I read this article about estate planning…” or “I really want to make sure your wishes are honored—have you thought about this stuff?” Better yet? Send them my free workbook or have them check out my no-BS webinar. I’ll even help guide the awkward questions if you need backup. Because the gift that keeps on giving… is a plan that actually works when life doesn’t go as planned. Legal chaos making your brain melt? From “What form is this?” to “Wait, I have to go to court?!”—we handle the headaches so you don’t have to. Friendly help, zero judgment, and maybe even a laugh or two. 📲 Hit us up here: https://www.highsierralegal.com/contact Let’s get your legal ducks in a row (without the panic).

Sounds fancy, maybe Latin, possibly a new taco spot— but really, intestate succession is just the government’s way of saying: “You didn’t make a will? We’ll decide who gets your stuff.” When you die without an estate plan, the state has a default family-tree formula to distribute your things. Spoiler: it might not go how you would’ve chosen. Kids? They’re first in line. No kids? Your parents. No parents? Siblings. No siblings? Cousins, uncles, randoms from the bloodline— All decided by the state, not you. So, if you want your legacy to go to your chosen people (or pets, or charities, or anyone but Uncle Steve)… get that plan in place. Legal chaos making your brain melt? From “What form is this?” to “Wait, I have to go to court?!”—we handle the headaches so you don’t have to. Friendly help, zero judgment, and maybe even a laugh or two. 📲 Hit us up here: https://www.highsierralegal.com/contact Let’s get your legal ducks in a row (without the panic).