Who’s Watching the Kids? The Question Every Parent Needs to Answer

No one wants to imagine not being around for their kids. But here’s the thing—not planning for it doesn’t make it any less possible. And if you’re a parent, one of the most important parts of your estate plan isn’t just about money or property. It’s about people. Specifically, who will care for your children if you’re no longer able to.

It’s not an easy thing to think about—but that’s exactly why it matters.

So What’s a Guardian, Exactly?

In estate planning terms, a guardian is someone you legally appoint to care for your minor children if something happens to you. They’ll make the day-to-day decisions, provide a home, and step into the parenting role in your absence.

If you don’t name someone? The court gets to decide. And while they’ll try to make a fair choice, it may not be the one you’d have made.

• How to Choose the Right Guardian - This isn’t a “close your eyes and point” kind of decision. Here are a few things to think through:

• Shared values and parenting style - Who sees eye-to-eye with you on big things—discipline, education, faith, and  lifestyle?

• Age and health - Will they be able to keep up with your child’s needs long term?

• Location - Would your child need to move schools or states?

• Existing relationship - Does your child know and trust them already?

Most importantly, talk to the person you’re considering. It’s a big ask, and it’s essential they understand what’s involved and are willing to step in if needed.

Don’t Forget the Backup

Life is unpredictable. Your first choice might not be available when the time comes—so it’s smart to name a backup guardian too. Think of it as a Plan B with a lot of heart behind it. I like to give 4 options. 

Peace of Mind You Can Actually Feel

Naming a guardian isn’t just about legal protection—it’s about emotional reassurance. You’ll sleep better knowing your kids won’t be left in limbo. They’ll be with someone you chose, someone who knows them, and someone who will raise them with the same care you would.

Ready to Put It in Writing?

We make it simple to start your estate plan—and yes, that includes legally naming a guardian for your children. It’s one of the most important things you can do as a parent, and we’re here to guide you every step of the way.

Start your estate plan today and have us do the heavy lifting. Looking for something budget-friendly? Check out our YEP packages!